We provide all types of insurance – Life , Disability, Auto, Home, and Business.
Life insurance has options, term, coverage for a specified period of time, typically, 10,15,20,25 or 30 years. There is no cash value to a term policy. Typically a low cost coverage. In some cases these policies can be converted into a permanent policy.
Permanent life, such as Whole life and Universal life have guaranteed cash values and guaranteed interest rates. Premiums are in most cases are the same the entire time the policy is active. You can use the cash values to pay down debt or to pay for college or pay for a vacation.
Disability insurance. You may want disability coverage to protect you if you get hurt or get sick and can’t work. You would receive, in most cases, a tax free benefit for a specified period of time.
Auto and home insurance. We represent many different companies, allowing us to provide you with many options to get you the right coverage at the best price.